14 Practical Money Saving Charts That Will Save You Money

Everyone loves saving money. Finding a way to save money that works for you can be a challenge. Sometimes our lives are too busy to focus on saving money. We may even think it’s not worth it to save a dollar here or a dollar there.

I used to have these exact same thoughts. One day I came across a money saving chart and found that there are ways to save money that don’t have to be time-consuming.  I also learned that saving a dollar here and a dollar there can add up each month.

Are you Struggling to Save Money?

Learning how to manage money is something we all face at some point. Most people are living in debt and are struggling to get by living paycheck to paycheck.  Some people just spend money and figure they will pay it off later.

Money doesn’t have to be a burden. You can make it work for you and gain financial freedom. There are tons of free resources that can help you get your finances in order. I’ve written many articles with round-ups of free resources to help you. Like the best budget templates and free budget apps. They are all free.

Stop paying money to manage your finances. Stop paying for printables that people sell. Grab the free finance printables that are available.

Saving Charts to Help You Save More

This article is dedicated to money saving charts. I’ve rounded up some of my favorite money-saving charts that have helped me save money. Hopefully, they’ll do the same for you!

1. Save $11,000 + Per Year with this Money Saving Tips Chart

This is an amazing visual of 13 ways to save money. This dates back to 2013 so the dollars may be off a bit. Overall it shows different areas where a household can cut back and save money. This shows how making little changes can save you money.

Image Source: Quicken Loans

2. Saving Energy Saves Money

We use a ton of energy in our home especially since we homeschool and we are home all day. This savings chart shows how you can save money at home by lowering your energy bill. Some of these are very easy to do. You will start seeing a difference in your bills immediately.

Image Source: Energy.gov

3. Make Your Budget Money Saving Chart 

Creating a budget is necessary if you want to control your money. Here’s a great visual of the steps you need to take to create a budget. It doesn’t take long to set up a budget. Taking the time to make a budget will give you control.

Image Source: Fiscal Fitness

4. The Rule of Thumb for Budgeting 

Here’s a great visual of where your money should be going each month.  Your “needs” take up half your budget. The other half of your budget should be broken down responsibly. You should save as much as you can and then use the rest for things you enjoy. For example, our family has a higher budget for eating out because that’s something we enjoy doing as a family.

Image Source: The Balance

5. Paying Off Credit Card Debt

Credit card debt is a reality for most people. Getting out of credit card debt doesn’t have to be difficult. You need to make a plan and work towards that plan to get your credit cards paid off. This is a money saving chart I created to help you cut back in other areas so you can get your debt paid.

Image Source: Money Wise Steward

6. Pay Off Your Mortgage Early Savings Chart

Paying mortgage interest costs a lot. Did you know that you can pay off your mortgage faster by paying a little extra every month? The amount ranges based on your current mortgage amount. This mortgage savings chart gives you an idea of the impact a little extra payment can have on your mortgage. An extra payment cuts back your interest and the number of years you have to pay.

Image Source: Financial Mentor

7. Choosing a Savings Account

There are so many options for a savings account. Saving money is something you should be doing. You may be asking yourself “what is the best savings account to put my money in?”. This savings account chart can help you decide which type of savings account to use.

Image Source: Bankrate

8. Money Saving Tips for Shopaholics

If you consider yourself a shopaholic, you’ll want to check out these tips. This money saving chart has great tips for those of you that like to shop a lot.  It shows you how to save money shopping online, in-store, and more!

Image Source: Tomorrowmakers

9.  Saving Money for Travel Savings Chart

Traveling is something most people do. This chart shows you different ways to save money so you can travel. Traveling as a family of five can be really expensive. We made changes so we could enjoy our vacations more freely.  Living a simple life has allowed us to travel more. We do this by living more frugally, cutting our cable, and keeping our “wants” to a minimum.

Image Source: Flightcentre

10. The Best Time to Buy a Car Money Saving Chart

Waiting until the right time to buy a car can save you tons of money.  It seems like they have a special deal on cars all year round but this infographic tells a different story. Check out all the tricks they have for saving money when you buy a car.

Image Source: Find The Best Car Price

11. Where Do You Spend Money Chart

Here’s a breakdown of how the average American spends money every year. It’s interesting to see how each category is broken down.  The good news is this infographic tells us where to save money on our spending.

Image Source: Money Choice

12. When To Buy Savings Chart

We know we need to spend money but when is the best time to spend it? This chart tells us just that. It lists the best things to buy for each month of the year.  Imagine the amount of money you could save using this method.

Image Source: Money Wise Steward

13. Finance Tips for New Grads

Graduating from college is a major accomplishment. Knowing how to manage your finances is something everyone needs to know. You can get all the way through college without having the knowledge of managing money. Here are some money tips for grads.

Image Source: Business Insider

14. Save Money on Baby Saving Chart

Having a baby is expensive. Here are some great ways to save money when you have a baby. I love the suggestion to buy used clothing. It’s amazing how fast a baby grows out of their clothes not to mention the stains that won’t come out of their clothes.

Image Source: The Bump

Do You Have a Favorite Money Saving Chart?

These are my favorite money charts. They’ve helped me visually see how I can save money. If you are looking to get your finances in order, these savings charts should be a great encouragement.

Don’t miss my list of practical ways to save money that you can start right away. Make your hard-earned money work for you so you can live your life to the fullest. Make a decision to save money today.